So far, 2013 has treated us well. After working a year for Delphi, I’m starting a rewarding career at Oxford University. Lewis is transferring his work in another section at Jaguar, and overall, we’re looking at planning our future together.
2010-2012 were not great, financially and mentally. After graduating, I found myself unemployed with immediate student loan debt. I was able to work as a contractor keeping my various bills paid, but it just wasn’t enough to live on my own. Unfortunately around this time as well, a lot of friends were into lavish entertainment; this was their preferred adult lifestyle, which I completely understood. But this didn’t make it easy for me on a day-to-day basis. I got to choose between a) staying at home feeling sorry for myself, or b) spend a bit of money to have a social life with some great people. Some good friends knew of my situation and always offered to pay (because they are bad ass nice sweethearts). But for the most part, this was out-of-pocket expense I just didn’t have.
That landed me in a bit of hot water. 😛
Fast forward to present day and I’ve gotten to a point where I’ve slowly regained my footing, I’m making the ascent out of the slippery self-created mud pit. This nagging beast of burden has been a constant thorn in my side and I’m sick of it. It’s time to SLAY THE DREADED THREE-HEADED MONSTER.
I’ve put myself on a timescale to have almost all debt wiped out three to five years, depending on my future career with Oxford progresses. While that makes my heart smile knowing I FINALLY have a plan, that’s still a LOOOOONG time. Life gets in the way. Events will happen. How do I learn to balance life without going deep into my shell and not reappearing in a few years?
Surprisingly, it just took some soul-searching. I had to prioritize choices and goals. I’ve acquainted myself to a college lifestyle. I’ve decided to cut my spending and look at: charity shops, reuse/recycle shops and travel deals.
In Britain, there are some fantastic charity shops absolutely everywhere. Charities like: Oxfam, Red Cross, Sue Ryder, British Heart Foundation, animal welfare. Shopping here BEFORE going into a high street shop has saved me lots of £££, plus, proceeds go to a great cause. It’s definitely been a win-win. I’ve been lucky to find some gorgeous second-hand cardigans for work, books, scarves, brand new IKEA plates/dishes and things I’ve needed for our place.
The town “tip” (recycle garbage, for my American readers) has a fantastic Sue Ryder charity shop next door. I love, love finding hidden treasures! One of the coolest things I’ve found was an A4 sized 100-year-old large postcard, depicting the old mill in Warwick. Grand total, £3. I’ve also found glass bottles (for my plants), cookware and wooden plant stools for under £5 a piece.
I’ve also grown to love Freecycle.org! The people I’ve met are incredibly sweet and down-to-earth. I’ve been able to nab some free mason jars and scored an absolutely gorgeous jade plant (money tree). I almost got a king sized futon and brand new IKEA kitchen island, but sadly, someone just picked it up as I enquired. It’s all about timing with freecycle!
Unless we’re traveling with a group of people, Lewis and I have decided against hotel room travel for just him and I. Instead, we’re going to network more with people we know globally and use travel websites, like couchsurfing.com, Livingsocial and Groupon. If we can’t find a deal, then we’re not traveling there. Hotel rooms cost a fortune, that’s money we can pocket instead.
For all its positives it MIGHT be frustrating once you’ve become thrifty. It’s so much easier going to the store to purchase things you need instead of hunting for the best deal. This is why the majority of my shopping is now also done online with vouchers, and/or free shipping.
But it’s also rewarding. I know in a few years my debt will be slashed by 50% and I’ll have a sizable amount in savings for my rainy day and emergency funds.
What thrifty tips do you have? Have you found that being thrifty is really more enjoyable? What sort of amazing deals have you found?
A few more pictures! Here are a couple of pictures of things I’ve gotten for a few quid recently:
Wooden jewelry box for £2.
Cookware for only £3.